Sleek and Intuitive Design
Papel's app offers a sleek, intuitive interface that makes navigating your finances a pleasure. Enjoy a smooth, stress-free experience every time you log in.
Unmatched Practicality
Simplify your daily tasks with features like instant transfers, bill payments, and budget tracking—all at your fingertips, ensuring you stay on top of your financial goals.
Innovative Features
Stay ahead with Papel's innovative tools, offering personalized insights, top-notch security, and seamless integration for a truly modern financial experience.
See how Papel makes earning cashback a breeze while handling all your daily tasks, from payments to rewards, in one easy-to-use app.
07:30You know those days – overslept and running late to work. Hop into a taxi and enjoy the convenience. With Pay with Papel, you get instant cashback when using supported taxi services. Splurge a little and still save money with Pay with Papel.
08:15You got to the office, but a morning without coffee doesn't count. So, you grab one at your favorite coffee shop. With Pay with Papel, supported shops always give you something extra – like a free muffin or other interesting rewards. Make your morning even better
14:25You have a busy day, running from one meeting to another, but you find a spare moment to pay all your bills that have been piling up. It only takes a few seconds with the handy Papel Wallet app. Enjoy the convenience of managing your monthly bills quickly and effortlessly
20:40After a crazy day at work, you unwind with colleagues over food and drinks. When it's time to pay, avoid awkwardness with Pay with Papel's split bill feature. Pay your part, and let others do the same. Enjoy convenience with Pay with Papel.
Pay with Papel turns everyday transactions into rewarding experiences. Earn cashback, receive bonuses, and explore features that simplify payments. This is just a glimpse of how much easier and rewarding your life can be with Pay with Papel.
8:00
20:00Discover how each function of our app is designed to make your life easier and more rewarding.
With Papel, earning money back is as easy as spending. When you shop at stores like Zara, you can earn a percentage of your spending back. For instance, if you spend 100₺ and Zara offers 5% cashback, you'll get 5₺ back in your Papel wallet. It's like getting paid to shop!
Papel helps you spot cashback deals around you. Whether you’re out for coffee or shopping for new shoes, just open the app to see which places are offering cashback near you. Save money while enjoying your day!
Easily track how much cashback you’ve earned and use it however you like—whether it’s for more shopping or withdrawing it as cash. Papel makes sure your savings are just a tap away.
Allows you to pay easily using QR codes or virtual cards at selected merchants. When you shop within the Papel network, you just need to scan a QR code or use your virtual card, making payments quick and seamless.
By paying with Papel, you’re not just making payments—you’re unlocking the highest cashback rates available. Every time you use the app for payments, you get more back, whether it’s for your morning coffee, groceries, or a night out.
Imagine shopping at your favorite stores and getting cash back on every purchase. With Pay with Papel, exclusive deals and high cashbacks are just a scan away, putting more money back in your wallet with every transaction.
Gone are the days of calculating who owes what. With Papel, you can easily split any bill with your friends, whether it's for a dinner, a group gift, or a shared subscription like Disney Plus. Select the transaction, divide the amount among the participants, and you're done.
Keep track of who has paid and who still owes you. No more awkward reminders—Papel does it for you. Once everyone has settled, the transaction is closed.
Not everyone shares equally? No problem. You can adjust the split amounts to ensure everyone pays their fair share, whether it's equal, percentage-based, or a custom amount.
Papel’s Virtual Cards give you an extra layer of security for online shopping. Generate a virtual card directly in the app, and use it instead of your physical card to keep your real card information safe.
You can set spending limits, lock, and unlock the card with just a tap, ensuring you stay in control of your budget at all times. If your card details are ever compromised, just cancel the virtual card and create a new one instantly.
Use Papel's Virtual Cards to manage subscriptions. Assign a different card to each service, making it easy to track spending and cancel subscriptions you no longer need without worrying about your main card.
Finding the best deals has never been easier. Whether you're walking down the street or exploring a new neighborhood, simply open the Papel app, and you'll instantly see which shops and restaurants near you offer cashback. It's like having a personal savings assistant in your pocket.
The map feature not only shows you where to go but also highlights the exact cashback percentage you can earn at each location. From your favorite coffee shop to local boutiques, every purchase becomes an opportunity to save more.
By using "Offers Near Me," you’ll never miss out on a deal. Get the most out of your shopping experience by knowing exactly where to go to earn the highest cashback on your purchases, making every lira count.
Sending money abroad is a breeze with the Papel Wallet app. Whether you're helping out your family, paying for services, or handling business deals, our remittance feature is faster and cheaper than the competition.
With the Papel Wallet app, supporting family abroad is as simple as a few taps. Pick who you want to send money to, enter the amount, and it’s on its way in seconds. No sneaky fees or long waits—just a quick and easy way to show you care.
Got international business to manage? The Papel Wallet app’s remittance feature makes it easy to send money to partners or suppliers. It’s fast, reliable, and keeps your global deals running without a hitch. Plus, our rates beat the competition.
With the Papel Wallet app, moving money is super easy. Whether you’re paying a friend, handling a bill, or getting paid, Papel’s got you covered. You can send money directly from the app, through a chat, or between banks—all in just a few clicks.
Easily send money directly from your app or bank account. Whether it’s a transfer within the app or to a different bank, Papel makes it quick and simple.
Need to pay someone instantly? Just do it through a chat! Papel lets you transfer money seamlessly while you’re in conversation, making everyday transactions easy.
Save your invoices and pay them easily when the time comes. With Papel, your daily life will become much easier.
Pay many of your invoices such as electricity, water, natural gas, internet, and phone through Papel in just a few seconds, and enjoy peace of mind.
Make it easier to control your monthly spending by paying all your expenses from a single app. Maintain your budget balance.
Chat with your friends and loved ones via the Papel mobile application, quickly handle your financial transactions without leaving the application. Choose from fast transactions and get it done quickly.
Send or request money in seconds while in an ongoing conversation. Transferring money with Papel is as easy as selecting an emoji.
You can create chat groups and easily split bills with your family members or friends.
Earn valuable rewards with each and every payment you make, enhancing your experience and maximizing your benefits.
Every purchase is a rewarding experience. Take advantage of Papel's benefits that let you earn while you spend.
Papel offers a variety of rewards that make your everyday transactions even more valuable. From earning cash back to unlocking special discounts and gifts, we’ve got something for everyone. Here’s how you can benefit:
Papel offers a variety of rewards that make your everyday transactions even more valuable. From earning cash back to unlocking special discounts and gifts, we’ve got something for everyone. Here’s how you can benefit:
Earn instant cash back on your purchases, whether you shop online or at your favorite stores. Get rewarded with every transaction and see your savings add up quickly.
Enjoy exclusive percentage discounts on selected items and services. Whether it’s your morning coffee or a new outfit, save more with every purchase.
Get rewarded with free gifts when you shop with selected partners. From gift cards to special merchandise, you’ll always find a little something extra with Papel.
Accumulate loyalty points with every purchase and redeem them for rewards that matter to you. The more you shop, the more you earn!
Unlock special offers based on your location. Whether you’re near a popular restaurant or a trendy store, Papel’s geolocation rewards make sure you never miss a deal.
Explore the brands included in the Papel Cashback program. We will regularly update the campaigns to ensure our users' satisfaction.
Many establishments offer exclusive rewards programs for their paying customers. By understanding where you can invest to gain these benefits, you can maximize the value and enjoyment of your spending.
Many establishments offer exclusive rewards programs for their paying customers. By understanding where you can invest to gain these benefits, you can maximize the value and enjoyment of your spending.
Simply pay with your Papel virtual card or QR code at merchants that support Pay with Papel.
Participating is simple and straightforward. Follow the steps outlined below to join and start enjoying the benefits right away.
Participating is simple and straightforward. Follow the steps outlined below to join and start enjoying the benefits right away.
Your Virtual Card is stored in the Papel Wallet app, offering a smarter way to pay. Unlike traditional cards, which involve high fees from banks and credit card companies, Virtual Cards come with much lower fees. This means we can pass the savings on to you through bigger cashbacks.
Using QR payments is quick and easy. Open your Papel Wallet app, choose the QR payment option, and show the QR code to the cashier at the store or restaurant. In just a few taps, your payment is complete—fast, secure, and convenient.
Find out more about Papel's products and services for businesses and review the security and contracts pages.
01
We provide an exceptionally detailed overview and comprehensive statistics on the distribution and flow of your financial resources.
02
If you have multiple branches, you can view a full overview as well as detailed data of each one. Access both general and specific data within seconds.
03
Since Papel supports all payment methods, you no longer need to juggle multiple systems.
04
Compare data historically to make informed predictions about future trends and outcomes.
05
Instant access to both general and detailed data for all branches, ensuring you stay informed at all times.
Close
01
We utilize state-of-the-art encryption technologies to ensure that all your transactions and personal data are kept secure at all times.
02
Papel employs two-factor authentication to provide an added layer of security, ensuring that only you can access your account.
03
Our system continuously monitors transactions for any signs of fraudulent activity, taking immediate action to protect your account.
04
All payments processed through Papel are made using secure gateways, minimizing the risk of data breaches.
Close
01
We believe in clear, straightforward terms, so you can understand how we handle your transactions and data without confusion.
02
Your privacy is our priority. We comply with all data protection regulations to keep your personal information confidential.
03
Our terms and policies are regularly reviewed and updated to ensure compliance with the latest regulations and best practices.
04
With Papel, what you see is what you get. All charges are clearly stated, with no hidden costs or surprises.
Close
Watch live as thousands of people earn cashback and rewards across the country.
1
Track Your Daily Expenses:
Review your spending each day to see where your money is going.
2
Set Clear Spending Limits:
Break your budget into smaller, manageable weekly or daily amounts.
3
Use Papel’s Budgeting Tools:
Set spending limits directly in the Papel app, and receive real-time notifications when you’re close to your limit.
4
Review Your Monthly Statements:
Regularly look over your statements to spot unnecessary expenses you can cut.
5
Create Goals in Papel’s Budgeting Feature:
Set financial goals in the app, and track your progress toward hitting those targets.
3
Use Papel’s Budgeting Tools:
Set spending limits directly in the Papel app, and receive real-time notifications when you’re close to your limit.
5
Create Goals in Papel’s Budgeting Feature:
Set financial goals in the app, and track your progress toward hitting those targets.
1
Automate Your Bills:
Set up auto-pay with your service providers to ensure your bills are paid on time.
2
Set Calendar Reminders:
Schedule reminders a few days before your bills are due to avoid missing deadlines.
3
Schedule Payments in Papel’s Bill Pay Feature:
Use Papel to automatically schedule your bill payments, making sure everything is paid on time.
4
Track Your Payment History:
Review past payments to see if you’ve missed any important bills.
5
Use Papel to Get Notified:
Get bill payment reminders within the Papel app so you never miss a due date.
3
Schedule Payments in Papel’s Bill Pay Feature:
Use Papel to automatically schedule your bill payments, making sure everything is paid on time.
5
Use Papel to Get Notified:
Get bill payment reminders within the Papel app so you never miss a due date.
1
Set Daily Spending Limits:
Decide in advance how much you can spend each day and stick to it.
2
Make Shopping Lists:
Write down what you need before going to the store to avoid impulse buying.
3
Earn Cashback with Papel on Daily Purchases:
Use Papel’s physical or virtual card for your everyday expenses and enjoy cashback rewards on every purchase.
4
Use Papel’s Spending Summary:
Track all your expenses with Papel’s detailed spending reports to see where you can cut back.
5
Cut Back on Non-Essentials:
Review your spending and cut out anything you don’t really need to stay within your budget.
3
Earn Cashback with Papel on Daily Purchases:
Use Papel’s physical or virtual card for your everyday expenses and enjoy cashback rewards on every purchase.
4
Use Papel’s Spending Summary:
Track all your expenses with Papel’s detailed spending reports to see where you can cut back.
5
Cut Back on Non-Essentials:
Review your spending and cut out anything you don’t really need to stay within your budget.
1
Compare Different Transfer Services:
Always check fees and exchange rates before choosing a service to send money abroad.
2
Send Larger, Less Frequent Amounts:
Combine small payments into one larger transaction to save on fees.
3
Use Papel for Low-Cost International Transfers:
Send money abroad using Papel’s low-fee international transfer service with competitive exchange rates.
4
Monitor Exchange Rates:
Wait for favorable rates before transferring larger sums of money.
5
Track Transfers with Papel:
Use Papel to monitor the status of your transfers, ensuring the money arrives safely and on time.
3
Use Papel for Low-Cost International Transfers:
Send money abroad using Papel’s low-fee international transfer service with competitive exchange rates.
5
Track Transfers with Papel:
Use Papel to monitor the status of your transfers, ensuring the money arrives safely and on time.
1
Automate Your Savings:
Set up automatic transfers to your savings account each time you get paid.
2
Use Papel’s Goal-Based Savings Feature:
Create a dedicated savings goal in your Papel account and track your progress toward that big purchase.
3
Break Down Large Purchases:
Split your big goal into smaller savings targets to make the process more achievable.
4
Round Up Spare Change with Papel:
Activate Papel’s round-up feature to save small amounts on every purchase, contributing to your savings effortlessly.
5
Cut Back on Small, Unnecessary Expenses:
Review your spending and cut out minor, non-essential expenses that can add up over time.
2
Use Papel’s Goal-Based Savings Feature:
Create a dedicated savings goal in your Papel account and track your progress toward that big purchase.
4
Round Up Spare Change with Papel:
Activate Papel’s round-up feature to save small amounts on every purchase, contributing to your savings effortlessly.
5
Cut Back on Small, Unnecessary Expenses:
Review your spending and cut out minor, non-essential expenses that can add up over time.
1
Shop Only on Secure Websites:
Always look for the “https” and padlock symbol to ensure a website is secure.
2
Use Papel’s Virtual Card for Online Shopping:
Protect your main account by using a Papel virtual card for online purchases—it’s not linked to your primary funds.
3
Monitor Your Accounts Regularly:
Keep an eye on your bank or card statements to catch any suspicious activity early.
4
Enable Two-Factor Authentication:
Add an extra layer of security by turning on two-factor authentication for your accounts.
5
Get Real-Time Notifications from Papel:
Set up alerts with Papel to get instant notifications of any transaction, so you can spot unauthorized charges right away.
2
Use Papel’s Virtual Card for Online Shopping:
Protect your main account by using a Papel virtual card for online purchases—it’s not linked to your primary funds.
5
Get Real-Time Notifications from Papel:
Set up alerts with Papel to get instant notifications of any transaction, so you can spot unauthorized charges right away.
Challenge accepted. Discover how we match up against others, and what we’re bringing to the table next
Can I spend money abroad without worrying about hidden fees?
Yes!
Yes, with clear fees and great rates.
Does Papel support managing multiple currencies within the app?
Coming Soon!
This feature will be available in the near future.
How does Papel’s cashback program stack up against other rewards systems?
Yes!
Papel offers top-tier cashback on various purchases.
Can I split bills instantly with friends, even if they use different banks?
Yes!
Yes, splitting bills is instant and easy.
Does Papel offer virtual cards for secure online shopping?
Yes!
Yes, Papel provides secure virtual cards.
How fast can I send money internationally with Papel?
Within minutes
Transfers are fast, often within minutes.
Does Papel provide as many payment options as other apps?
Yes!
Yes, Papel has a wide range of payment options.
Do I pay any commissions for money transfers?
Of course not!
You can transfer money with Papel any time of the day without any fees.
Can I integrate Papel with my existing financial tools and apps?
Yes!
Yes, Papel integrates seamlessly with other tools.
Check out the reviews of some of our most recent users. Find out what their favorite features are and how they rate Papel overall.
Papel has made managing my finances so much easier! I love the Split The Bill feature – it's super handy when going out with friends. No more awkward moments trying to figure out who owes what. Plus, QR Payments are a game-changer. It’s quick, easy, and I always get a bit of cashback on my purchases. Overall, the app is user-friendly, and it just works seamlessly with my day-to-day life. Highly recommend it!
I've been using Papel for a while now, and it’s really convenient for managing my finances. The Bill Management feature is a lifesaver—no more missed payments or late fees! The app sends reminders and even lets me pay my bills directly from the app, so I never have to worry. Plus, the Installments feature has made shopping so much easier; I can split my purchases into three payments without any hassle. While there are a few small things that could be improved, like app speed, overall, it's a fantastic tool for anyone looking to simplify their financial life.
See how Papel can help you in your business, how to increase efficiency and how to save money with virtually no effort.
We use cookies on our website to provide a better, faster, more reliable service. Personal data is processed on our website through cookies, and mandatory cookies are used to provide information about society services and application performance. Optional third-party cookies may be used for advertising optimization, analysis of your site visits, and tracking of members who have registered for the newsletter, provided that you have given your explicit consent. You can manage your preferences regarding cookies via the panel and review our Cookie Clarification Text for detailed information.
