Fees
& Limits

Open your Papel account for free! You can start using your Papel account and card without paying any fees.

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Understand
Pricing Details

Explore detailed information on costs, transaction caps, and other important details to help you make informed decisions.

Please check out the chart below for information on the fees.

Money transfer to IBANs

FREE

Bill payments

FREE

Account opening

FREE

Money transfer (business use)

FREE

Virtual card

FREE

Withdrawals via own IBAN

FREE

Money transfer to Papel users

FREE

Deposits via own IBAN

FREE

International Money Transfer Transaction Fee

1 USD / 1 EURO

Excessive Usage Fee

In the same month, if the total amount of money received from 5 different individuals exceeds 25,000 TL, or if money is received from 10 different individuals regardless of the amount, the fee will be applied starting from the next transfer once any of these conditions are met for the first time. (Effective from May 1, 2025)

%1 (Includes BSMV)