The one app
for all your needs
Your Financial Hub, Perfected
Make every interaction with your finances seamless and enjoyable. Our mobile app brings together the best in design, practicality, and innovation.
Easy-to-Use Interface
Papel's app offers a sleek, intuitive interface that makes navigating your finances a pleasure. Log in and enjoy a smooth, stress-free experience every time.
Practical Solutions
Access tools such as fast money transfers, bill payments, and international money transfers on a single platform. Easily meet your financial needs with Papel.
Innovative Features
Stay ahead with Papel's innovative tools, offering personalized insights, top-notch security, and seamless integration for a truly modern financial experience.
7 functions that will make your life easier
Discover how each function of our app is designed to make your life easier and more rewarding.
Maximize your savings by participating in exclusive cashback campaigns. Earn rewards and money back on your purchases, making every transaction more rewarding.
Conveniently divide the cost of meals, gifts, or shared expenses with friends or family. No need for complicated calculations—just split the bill directly in the app, ensuring everyone pays their fair share.
Finding the best deals has never been easier. Whether you're walking down the street or exploring a new neighborhood, simply open the Papel app, and you'll instantly see which shops and restaurants near you offer cashback. It's like having a personal savings assistant in your pocket.
Sending money abroad is a breeze with the Papel Wallet app. Whether you're helping out your family, paying for services, or handling business deals, our remittance feature is faster and cheaper than the competition.
With the Papel Wallet app, moving money is super easy. Whether you’re paying a friend, handling a bill, or getting paid, Papel’s got you covered. You can send money directly from the app, through a chat, or between banks—all in just a few clicks.
Enjoy a seamless and secure payment experience with PayLinks, making it easier to complete your transaction with just a few clicks.
Send and receive money directly within your chat conversations. No need to switch apps—transfer funds while chatting, making it easier to settle debts or send gifts.
Cashback
Maximize your savings by participating in exclusive cashback campaigns. Earn rewards and money back on your purchases, making every transaction more rewarding.
Split the Bill
Conveniently divide the cost of meals, gifts, or shared expenses with friends or family. No need for complicated calculations—just split the bill directly in the app, ensuring everyone pays their fair share.
Offers Nearby
Finding the best deals has never been easier. Whether you're walking down the street or exploring a new neighborhood, simply open the Papel app, and you'll instantly see which shops and restaurants near you offer cashback. It's like having a personal savings assistant in your pocket.
Remittance
Sending money abroad is a breeze with the Papel Wallet app. Whether you're helping out your family, paying for services, or handling business deals, our remittance feature is faster and cheaper than the competition.
Send & Receive money
With the Papel Wallet app, moving money is super easy. Whether you’re paying a friend, handling a bill, or getting paid, Papel’s got you covered. You can send money directly from the app, through a chat, or between banks—all in just a few clicks.
Papel PayLink
Enjoy a seamless and secure payment experience with PayLinks, making it easier to complete your transaction with just a few clicks.
Papel Chat
Send and receive money directly within your chat conversations. No need to switch apps—transfer funds while chatting, making it easier to settle debts or send gifts.
Revolutionary platform
Rewards every time you pay
Earn valuable rewards with each and every payment you make, enhancing your experience and maximizing your benefits.
Types of Rewards
An In-Depth Look at the Rewards You Can Earn
Papel offers a variety of rewards that make your everyday transactions even more valuable. From earning cash back to unlocking special discounts and gifts, we’ve got something for everyone. Here’s how you can benefit:
An In-Depth Look at the Rewards You Can Earn
Papel offers a variety of rewards that make your everyday transactions even more valuable. From earning cash back to unlocking special discounts and gifts, we’ve got something for everyone. Here’s how you can benefit:
Cashbacks
Earn instant cashback on your purchases, whether you shop online or at your favorite stores. Get rewarded with every transaction and see your savings add up quickly.
Loyalty Cashback
Earn cashback with every purchase and get real money back on your spending. The more you shop, the more you earn!
Referral Prize
Introduce more people to these privileges by inviting your friends to Papel. Earn 50₺ for each new member you invite, up to 250₺ in total.
Places you can pay to get the rewards
Places you can pay to get the rewards
Many establishments offer exclusive rewards programs for their paying customers. By understanding where you can invest to gain these benefits, you can maximize the value and enjoyment of your spending.
How do you participate?
How do you participate?
Participating is simple and straightforward. Follow the steps outlined below to join and start enjoying the benefits right away.
How do you participate?
Participating is simple and straightforward. Follow the steps outlined below to join and start enjoying the benefits right away.
Pay with Papel Virtual Card
Your Virtual Card is stored in the Papel Wallet app, offering a smarter way to pay. Unlike traditional cards with high fees, Papel Virtual Cards are completely free. While some competitors offer free cards with limits, Papel Virtual Cards remain free with no restrictions — ensuring bigger savings and better cashbacks.
Pay by Papel Classic Card
Shop online with your favorite brands, enter your Papel Card details at checkout, and enjoy instant cashback!
Cashbacks
Earn instant cash back on your purchases, whether you shop online or at your favorite stores. Get rewarded with every transaction and see your savings add up quickly.
Effortless Transfers
in Seconds.
Pick a Country
Choose the destination country. Countries are listed below their respective currencies for clarity (e.g., USD countries, EUR countries).
Enter Amount
Decide how much you want to transfer and select the currency if sending internationally.
Choose a Recipient
Select the contact you want to send money to, whether it’s family, friends, or business partners.
Review & Confirm
Review the transfer details, ensuring everything is accurate before confirming. With a tap, your money is on its way with real-time tracking.
Pick a Country
Choose the destination country. Countries are listed below their respective currencies for clarity (e.g., USD countries, EUR countries).
Enter Amount
Decide how much you want to transfer and select the currency if sending internationally.
Choose a Recipient
Select the contact you want to send money to, whether it’s family, friends, or business partners.
Review & Confirm
Review the transfer details, ensuring everything is accurate before confirming. With a tap, your money is on its way with real-time tracking.
In-Chat Transfers
Transfer money without leaving your conversation. Our in-chat transfer feature allows you to send and receive funds directly within your chat, adding a new level of convenience to your interactions.
Company management
How other users rate us
Check out the reviews of some of our most recent users. Find out what their favorite features are and how they rate Papel overall.
Hakan Şahin
Papel has made managing my finances so much easier! I love the Split The Bill feature – it's super handy when going out with friends. No more awkward moments trying to figure out who owes what. Plus, QR Payments are a game-changer. It’s quick, easy, and I always get a bit of cashback on my purchases. Overall, the app is user-friendly, and it just works seamlessly with my day-to-day life. Highly recommend it!
Merve Öztürk
I've been using Papel for a while now, and it’s convenient for managing my finances. The Bill Management feature is a lifesaver—no more missed payments or late fees! The app sends reminders and even lets me pay my bills directly from the app, so I never have to worry.
Download handy Papel wallet
Do you have your own business?
Do you have your own business?
See how Papel can help you in your business, how to increase efficiency and how to save money with virtually no effort?