All Papel App Functions
Unlock a World of Exclusive Rewards
Join the Gold or Metal Membership tiers to enjoy higher cashback, priority service, and elite features, tailored just for Papel’s most loyal users.
Join the Gold or Metal Membership tiers to enjoy higher cashback, priority service, and elite features, tailored just for Papel’s most loyal users.
Your Financial Hub, Perfected
Join the Gold or Metal Membership tiers to enjoy higher cashback, priority service, and elite features, tailored just for Papel’s most loyal users.
Sleek and Intuitive Design
Papel's app offers a sleek, intuitive interface that makes navigating your finances a pleasure. Enjoy a smooth, stress-free experience every time you log in.
Unmatched Practicality
Simplify your daily tasks with features like instant transfers, bill payments, and virtual card—all at your fingertips, ensuring you stay on top of your financial goals.
Innovative Features
Stay ahead with Papel's innovative tools, offering personalized insights, top-notch security, and seamless integration for a truly modern financial experience.
8+ functions that will make your life easier








With Papel, transfers don’t wait for banking hours. Move money 24/7, instantly and securely.
Sending money abroad is a breeze with the Papel Wallet app. Whether you're helping out your family, paying for services, or handling business deals, our remittance feature is faster and cheaper than the competition.
Choose between a virtual or physical card and enjoy fast, secure, and flexible spending with Papel.
With Papel, just scan the QR code, approve the payment, and you’re done. Fast, secure, and contact-free.
Maximize your savings by participating in exclusive cashback campaigns. Earn rewards and money back on your purchases, making every transaction more rewarding.
Conveniently divide the cost of meals, gifts, or shared expenses with friends or family. No need for complicated calculations, just split the bill directly in the app, ensuring everyone pays their fair share.
Finding the best deals has never been easier. Whether you're walking down the street or exploring a new neighborhood, simply open the Papel app, and you'll instantly see which shops and restaurants near you offer cashback. It's like having a personal savings assistant in your pocket.
Send and receive money directly within your chat conversations. No need to switch apps, transfer funds while chatting, making it easier to settle debts or send gifts.
Revolutionary platform
Rewards every time you pay
Earn valuable rewards with each and every payment you make, enhancing your experience and maximizing your benefits.
Effortless Transfers in Seconds.
Pick a Country
Pick a Country
Smart Features, Full Control

Do you have your own business?
Discover how Papel can boost your business efficiency and help you save money effortlessly. Want to see it in action? Connect with our sales team for a demo or create your account now.