Make every interaction with your finances seamless and enjoyable. Our mobile app brings together the best in design, practicality, and innovation.
Sleek and Intuitive Design
Papel's app offers a sleek, intuitive interface that makes navigating your finances a pleasure. Enjoy a smooth, stress-free experience every time you log in.
Unmatched Practicality
Simplify your daily tasks with features like instant transfers, bill payments, and budget tracking—all at your fingertips, ensuring you stay on top of your financial goals.
Innovative Features
Stay ahead with Papel's innovative tools, offering personalized insights, top-notch security, and seamless integration for a truly modern financial experience.
Discover how each function of our app is designed to make your life easier and more rewarding.
Keep your finances in check by monitoring your spending. Get insights and control over your daily, weekly, or monthly expenses, helping you stay on budget and avoid overspending.
Conveniently divide the cost of meals, gifts, or shared expenses with friends or family. No need for complicated calculations—just split the bill directly in the app, ensuring everyone pays their fair share.
Easily request money from others with just a few taps. Whether it's for shared expenses or owed amounts, streamline the process and receive funds directly into your wallet.
Maximize your savings by participating in exclusive cashback campaigns. Earn rewards and money back on your purchases, making every transaction more rewarding.
Link multiple bank accounts and manage them all in one place. Enjoy the convenience of accessing your financial data from various institutions within the app, giving you a complete overview of your finances.
Send and receive money directly within your chat conversations. No need to switch apps—transfer funds while chatting, making it easier to settle debts or send gifts.
Send money abroad quickly and securely to many different countries. No surprise fees. With advantageous exchange rates and only $1 or €1 transaction fee, you can send money abroad in minutes. Supporting your loved ones, wherever they are, is very easy with Papel.
Set spending limits to control your budget effectively. Whether you’re managing your own finances or setting limits for a secondary card, this feature helps you stick to your financial goals.
Simplify your life by managing all your bills in one place. Pay your utilities, subscriptions, and other bills effortlessly, and keep track of due dates to avoid late fees.
Stay on top of your finances with real-time transaction alerts. Get instant notifications for every transaction, ensuring you are always aware of your spending and account activity.
Keep your finances in check by monitoring your spending. Get insights and control over your daily, weekly, or monthly expenses, helping you stay on budget and avoid overspending.
Conveniently divide the cost of meals, gifts, or shared expenses with friends or family. No need for complicated calculations—just split the bill directly in the app, ensuring everyone pays their fair share.
Easily request money from others with just a few taps. Whether it's for shared expenses or owed amounts, streamline the process and receive funds directly into your wallet.
Maximize your savings by participating in exclusive cashback campaigns. Earn rewards and money back on your purchases, making every transaction more rewarding.
Link multiple bank accounts and manage them all in one place. Enjoy the convenience of accessing your financial data from various institutions within the app, giving you a complete overview of your finances.
Send and receive money directly within your chat conversations. No need to switch apps—transfer funds while chatting, making it easier to settle debts or send gifts.
Send money abroad quickly and securely to many different countries. No surprise fees. With advantageous exchange rates and only $1 or €1 transaction fee, you can send money abroad in minutes. Supporting your loved ones, wherever they are, is very easy with Papel.
Set spending limits to control your budget effectively. Whether you’re managing your own finances or setting limits for a secondary card, this feature helps you stick to your financial goals.
Simplify your life by managing all your bills in one place. Pay your utilities, subscriptions, and other bills effortlessly, and keep track of due dates to avoid late fees.
Stay on top of your finances with real-time transaction alerts. Get instant notifications for every transaction, ensuring you are always aware of your spending and account activity.
Earn valuable rewards with each and every payment you make, enhancing your experience and maximizing your benefits.
Every purchase is a rewarding experience. Take advantage of Papel's benefits that let you earn while you spend.
Papel offers a variety of rewards that make your everyday transactions even more valuable. From earning cash back to unlocking special discounts and gifts, we’ve got something for everyone. Here’s how you can benefit:
Papel offers a variety of rewards that make your everyday transactions even more valuable. From earning cash back to unlocking special discounts and gifts, we’ve got something for everyone. Here’s how you can benefit:
Earn instant cash back on your purchases, whether you shop online or at your favorite stores. Get rewarded with every transaction and see your savings add up quickly.
Enjoy exclusive percentage discounts on selected items and services. Whether it’s your morning coffee or a new outfit, save more with every purchase.
Get rewarded with free gifts when you shop with selected partners. From gift cards to special merchandise, you’ll always find a little something extra with Papel.
Accumulate loyalty points with every purchase and redeem them for rewards that matter to you. The more you shop, the more you earn!
Unlock special offers based on your location. Whether you’re near a popular restaurant or a trendy store, Papel’s geolocation rewards make sure you never miss a deal.
Explore the brands included in the Papel Cashback program. We will regularly update the campaigns to ensure our users' satisfaction.
Many establishments offer exclusive rewards programs for their paying customers. By understanding where you can invest to gain these benefits, you can maximize the value and enjoyment of your spending.
Many establishments offer exclusive rewards programs for their paying customers. By understanding where you can invest to gain these benefits, you can maximize the value and enjoyment of your spending.
Simply pay with your Papel virtual card or QR code at merchants that support Pay with Papel.
Participating is simple and straightforward. Follow the steps outlined below to join and start enjoying the benefits right away.
Participating is simple and straightforward. Follow the steps outlined below to join and start enjoying the benefits right away.
Your Virtual Card is stored in the Papel Wallet app, offering a smarter way to pay. Unlike traditional cards, which involve high fees from banks and credit card companies, Virtual Cards come with much lower fees. This means we can pass the savings on to you through bigger cashbacks.
Using QR payments is quick and easy. Open your Papel Wallet app, choose the QR payment option, and show the QR code to the cashier at the store or restaurant. In just a few taps, your payment is complete—fast, secure, and convenient.
Decide how much you want to transfer and select the currency if sending internationally.
Select the contact you want to send money to, whether it's family, friends, or business partners.
Review the transfer details, ensuring everything is accurate before proceeding.
With a tap, your money is on its way, with real-time tracking until it reaches its destination.
Decide how much you want to transfer and select the currency if sending internationally.
Select the contact you want to send money to, whether it's family, friends, or business partners.
With a tap, your money is on its way, with real-time tracking until it reaches its destination.
Review the transfer details, ensuring everything is accurate before proceeding.
Transfer money without leaving your conversation. Our in-chat transfer feature allows you to send and receive funds directly within your chat, adding a new level of convenience to your interactions.
Check out the reviews of some of our most recent users. Find out what their favorite features are and how they rate Papel overall.
Papel has made managing my finances so much easier! I love the Split The Bill feature – it's super handy when going out with friends. No more awkward moments trying to figure out who owes what. Plus, QR Payments are a game-changer. It’s quick, easy, and I always get a bit of cashback on my purchases. Overall, the app is user-friendly, and it just works seamlessly with my day-to-day life. Highly recommend it!
I've been using Papel for a while now, and it’s really convenient for managing my finances. The Bill Management feature is a lifesaver—no more missed payments or late fees! The app sends reminders and even lets me pay my bills directly from the app, so I never have to worry. Plus, the Installments feature has made shopping so much easier; I can split my purchases into three payments without any hassle. While there are a few small things that could be improved, like app speed, overall, it's a fantastic tool for anyone looking to simplify their financial life.
See how Papel can help you in your business, how to increase efficiency and how to save money with virtually no effort?
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