Pay, Chat,
Connect

Send and receive money directly within your chat conversations. No need to switch apps—transfer funds while chatting, making it easier to settle debts or send gifts.

Create Papel Account

Stay Connected, Stay in Control

With Papel Chat, your finances and conversations come together. Chat with friends and family, send money requests in seconds, or effortlessly split expenses—all in one place. It's finance, reimagined for your everyday life.

Conversations That Matter

Connect with your loved ones while staying on top of your finances. Papel Chat makes finance personal, so you can share updates, plans, or just say hi.

Ask and Receive with Ease

Need a quick transfer? Send money requests to anyone in your network, and let Papel do the rest—simple, fast, and secure.

Fair Shares, Made Simple

Splitting dinner or group trips has never been easier. Divide expenses with one tap and keep everything clear with Papel Chat.

FAQ

Frequently asked questions

If you have questions, we have your answers. If you can't find your answer, you can always contact our support team.

Papel Chat is a messaging feature that allows users to communicate easily within the Papel app. This function allows you to have group discussions, chat with your loved ones, and immediately give and receive money as well as divide expenses while having a conversation.
Close
You can access Papel Chat by clicking the chat bubble icon located at the top right of the Papel mobile app. Additionally, you can click the “Send Message” button after completing a payment transaction.
Close
Only registered Papel users can benefit from the Papel Chat feature. To use this feature, download the Papel mobile app on your phone, sign up, and start chatting with your Papel-associated friends.
Close
It’s very simple! On the app’s homepage, click the Papel Chat icon located right next to your avatar at the top right corner. Select a Papel user from your contacts and start a conversation!
Close
You may share costs, request or pay money, and obtain comprehensive transaction details using Papel Chat.
Close
Yes, you can do as many transactions as you want within the same conversation, as long as they are within your monthly limits.
Close
Papel Chat is compatible with all devices that support the Papel app (Android and iOS).
Close
Yes, transaction details can be shared in the chat screen on Papel Chat. For example, when an expense is split or a money transfer is made, the details will appear in the conversation.
Close
If you cancel a transaction in Papel Chat, this will be notified to the other party, and the transaction details will be updated in the chat screen.
Close
Your messages on Papel Chat are always secure. Papel Chat is protected with end-to-end encryption. Messages are encrypted both in storage and during transmission, ensuring protection against unauthorized access.
Close
Yes, Papel Chat securely stores past messages. However, you can delete your messages anytime you want.
Close
Papel Chat supports all the languages supported by the Papel app. For detailed information, you can check the app settings.
Close