Papel Chat
Chat. Pay. Split. All in One Screen.
With Papel Chat, you can talk with friends, send money, and manage shared expenses without leaving the conversation.
With Papel Chat, you can talk with friends, send money, and manage shared expenses without leaving the conversation.
Secure & Always Up to Date
Start a chat
Start a chat
Instant Messaging, Built for Everyday Use
Real-time messages
Contacts from your address book
Emoji support
Share links and notes
Real-time messages
Contacts from your address book
Emoji support
Share links and notes
Conversations That Move Money
Send money, request payments, or split bills all from the chat.
Each transaction appears in the thread with a timestamp and confirmation.
Clear visual separation between chat and payment actions
Secure & Always Up to Date
Your chats stay private with end-to-end encryption. Get instant message alerts, sync across devices — even offline — and manage your privacy with full control over your conversations.
End to end encryption
One App to Chat and Pay
No switching between apps after sending money
Centralized history of payments and conversations
Smart user experience for social & financial interactions
Smart Features, Full Control
Save frequent recipients for faster repeat transfers
View full transaction history
Protected by Papel
Save frequent recipients for faster repeat transfers
View full transaction history
Protected by Papel
Download handy
Papel wallet
Do you have your own business?
Discover how Papel can boost your business efficiency and help you save money effortlessly. Want to see it in action? Connect with our sales team for a demo or create your account now.