All-In-One Wallet App

From instant money transfers to managing bills and creating virtual card, experience finance that moves as fast as you do.

From instant money transfers to managing bills and creating virtual card, experience finance that moves as fast as you do.

Customer Solutions Features

7+ Features Endless Posibilities

Papel packs in everything you could dream of. From paying bills in a tap to sending money worldwide, and even splitting costs with friends — our app's loaded with features you won’t find anywhere else.

Split & Pay

Split the Bill The Easy Way

No more awkward math or chasing people for their share. With Papel, you can split any payment in seconds, whether it's a dinner out, a birthday gift, or your Disney Plus subscription. Just select the transaction in the app, choose who’s involved, and the amount is divided automatically. Everyone gets a notification, and you stay stress-free. Simple, fair, and fast, that’s how you share expenses with Papel.

International Money Transfer

Send Money Abroad Instantly & Without Hidden Fees

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With the Papel Wallet app, supporting your loved ones abroad has never been easier. Just choose the recipient, enter the amount, and your transfer is on its way in seconds. No paperwork, no delays, and no hidden fees, what you send is what they receive. Fast, transparent, and secure. Whether it’s a regular contribution or a surprise gift, Papel makes cross-border transfers simple and stress-free.

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Papel Chat

Send or Request Money, Without Ever Leaving the App

With Papel Wallet, your chats and your money live in the same place. Talk to friends or family, then send or request money right within the conversation, no need to switch apps or platforms. Whether you're splitting lunch or paying back a favor, it's fast, seamless, and secure. Just tap, send, and you're done.

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Papel Cards

Choose Your Perfect Match

Whether you prefer physical reliability or secure virtual freedom, Papel gives you full control. Manage your physical and virtual cards directly in the app: freeze, unfreeze, set limits, and track every transaction in real time. It's one sleek solution for every kind of spender.

With Papel, you live your life to the fullest.

Dare to Compare

Challenge accepted. Discover how we match up against others, and what we’re bringing to the table next

Can I spend money abroad without worrying about hidden fees?

Does Papel support managing multiple currencies within the app?

How does Papel’s cashback program stack up against other rewards systems?

Does Papel offer virtual cards for secure online shopping?

How fast can I send money internationally with Papel?

Do I pay any commissions for money transfers?

How other users rate us

Check out the reviews of some of our most recent users. Find out what their favorite features are and how they rate Papel overall.

Hakan Şahin
Overall rating9.3
App rating
4.7
Favourite functions

Papel has made managing my finances so much easier! I love the Split The Bill feature, it's super handy when going out with friends. No more awkward moments trying to figure out who owes what. Plus, QR Payments are a game-changer. It’s quick, easy, and I always get a bit of cashback on my purchases. Overall, the app is user-friendly, and it just works seamlessly with my day-to-day life. Highly recommend it!

Merve Öztürk
Overall rating8.9
App rating
4.3
Favourite functions

I've been using Papel for a while now, and it’s convenient for managing my finances. The Bill Management feature is a lifesaver, no more missed payments or late fees! The app sends reminders and even lets me pay my bills directly from the app, so I never have to worry.

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Do you have your own business?

Discover how Papel can boost your business efficiency and help you save money effortlessly. Want to see it in action? Connect with our sales team for a demo or create your account now.